TERMS & CONDITIONS

Website Terms of Use

1. Acceptance

By accessing or using this website, you agree to comply with these Terms and Conditions.

2. Regulatory Status

Altura Insurance Brokers Private Limited is an IRDAI-registered Insurance Broker authorized to undertake insurance broking activities in accordance with applicable laws and regulations.  

3. Informational Purpose

Information available on this website is for general informational purposes only and should not be construed as legal, tax, financial, or insurance advice.

4. No Warranty

While we strive to maintain accurate and updated information, we do not warrant:

* Accuracy
* Completeness
* Reliability
* Availability

of the information contained on this website.

5. Insurance Products

Insurance products displayed on this website are subject to:

* Underwriting guidelines
* Terms and conditions of insurers
* Eligibility criteria
* Applicable regulatory requirements

Policy issuance remains solely at the discretion of the insurer.

6. User Responsibilities

Users agree:

* To provide accurate information.
* Not to misuse the website.
* Not to engage in unlawful activities.
* Not to attempt unauthorized access to systems.

7. Intellectual Property

All website content including:

* Logos
* Text
* Graphics
* Designs
* Software

is the property of Altura Insurance Brokers Private Limited unless otherwise stated.

8. Limitation of Liability

Altura shall not be liable for:

* Direct losses
* Indirect losses
* Consequential damages
* Business interruption
* Loss of profits

arising from the use of this website.

9. Third-Party Content

The website may contain links to third-party websites. Altura does not endorse or assume responsibility for their content or practices.

10. Governing Law

These Terms shall be governed by the laws of India.

Courts having jurisdiction at [City Name] shall have exclusive jurisdiction over disputes arising from the use of this website.

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DISCLAIMER

Altura Insurance Brokers Private Limited acts as an insurance broker and does not underwrite insurance risks.

Insurance policies are issued by insurers subject to underwriting norms, policy terms, conditions, exclusions, and applicable regulations.

Customers are advised to carefully read policy documents before purchasing insurance.